Virtual Credit Card, Two-Dimensional Code Payment Is Expected To Release

< p > < a > href= > //www.sjfzxm.com > Central Bank < /a > new regulations to limit the amount of network payment pfer has been exposed and aroused widespread concern and doubt.

Yesterday, the central bank convened a forum of some institutions and scholars, and disclosed that the payment system of the payment agencies should not be published in a short time.

Previously, the virtual credit card and the two-dimensional code payment will be released after the third party authentication is secure.

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< p > < strong > facing the challenge of the central bank's urgent business strategy < /strong > < /p >

< p > previously, the central bank issued the "management method of payment network payment business" (draft opinion) to seek restrictions on the current third party payment. Some of its provisions have also been disclosed by the media, including third party payment pfer and consumption will be restricted, for example, single consumption should not exceed 5000 yuan, and the monthly cumulative amount should not exceed 10 thousand; single pfer accounts should not exceed 1000 yuan, and the annual cumulative amount should not exceed 10 thousand.

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< p > but before that, the application of the third party payment has gone far beyond this limit.

After the purchase of Alipay through the balance of treasure, its current average household holding amount far exceeds the threshold of 1000 yuan.

If this provision is implemented, it will be a serious blow to the booming Internet payment business.

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< p > the issuing of the central bank document is also different from the previous central bank's attitude towards payment innovation and tolerance. The document was issued on the 11 day and solicited opinions as of 15 days, and the provisions of the central bank were opposed by the third party payment enterprises.

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< p > 18, Alipay and CAITONG pass through micro-blog, WeChat and other platforms announced that the central bank issued to many agencies, including restrictive clauses "Payment institutions network payment business management approach", "mobile payment business development guidance advice" draft is only the stage of soliciting comments, but has not been formally promulgated, two Payment institutions are still operating normally, Alipay based balance treasure and WeChat based financial communications through the purchase and redemption will not be affected.

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In the evening of March 18th P, the central bank urgently informed some enterprises and experts to go to the central bank for discussion in March 19th afternoon.

Prior to that, in March 17th, the Central Bank Law Division also secretly convened Alibaba, Tencent, Baidu, Yixin and other Internet giants involved in finance to discuss issues related to Internet financial regulation.

According to reporters, the next two days, the central bank will hold different forms of research and discussion.

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< p > according to people familiar with the matter, the central bank believes that the market and the media have misread the draft, and the final finalization may be different from the draft.

The central bank's position on the management of Payment institutions' network payment business needs more discussion, modification and improvement, and will not be implemented in a short time.

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< p > < strong > > a href= "//www.sjfzxm.com/news/index_s.asp" > virtual credit card < /a >, two-dimensional code payment is expected to release < /strong > /p >

< p > for the previously halted Alibaba and Tencent virtual credit cards, the central bank has also made a new statement.

According to people familiar with the matter, virtual credit card and two-dimensional code payment will be released after the third party authentication is secure.

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On the day before yesterday, Cai Hongbo, vice president of China payment clearing Association, also released the same information when attending the high-level forum of China's payment system development. P

He said that for the current central bank's temporary suspension of virtual credit card and two-dimensional code payment business, "the next step is to establish its security system, and then reach the target, and then promote the application. I think it's still possible to do so."

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< p > March 13th, the central bank issued a request to immediately suspend Alipay, Fu Tong Tong and other virtual credit cards and offline two-dimensional code payment business.

Since then, Tencent's share price has plummeted.

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< p > < strong > Internet financial regulation and upgrading events memorabilia < /strong > /p >

< p > February 21st, Niu Wenxin, editor in chief of CCTV information channel and chief news commentator, issued a blog saying that "Yu Ebao is a financial parasite and should be banned".

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In March 4th, Zhou Xiaochuan, governor of the central bank, said in the gap between the two sessions that financial products such as balance Bao would not be banned, and encouraged and supported this innovation, but the coordination and supervision between departments need to be strengthened.

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< p > March 4th, Pan Gongsheng, vice governor of the central bank, said during the two sessions that first, we must encourage innovation and development for the new financial breed of Internet finance; second, we should promote the reform of the financial market and expand the financial supply; the third is to standardize the supervision, and the cross sectoral products need to be coordinated.

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< p > March 4th, vice president of the central bank Yi Gang said that we should support and tolerate the innovative behavior of financial products such as balance treasure.

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P and March 11th, Alipay and Tencent announced the same business. Both sides joined CITIC Bank to build the first network credit card in China.

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< p > March 13th, the central bank requested suspension of two-dimensional code payment, virtual credit card and so on to pay business and products. The central bank said that the safety of related payment products needs to be improved.

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< p > March 16th, the draft of the draft management method of the payment organization's network payment business was exposed, and it was intended to require individual payment account pfer not more than 1000 yuan, and the annual cumulative amount should not exceed 10 thousand yuan.

In terms of consumption, individual consumption should not exceed 5000 yuan, and the monthly total amount should not exceed 10 thousand yuan.

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On the afternoon of March 17th P, the central bank's law and order division convened a meeting in Beijing to convene Tencent, Ali, Baidu, Yixin and other companies to discuss the regulation of Internet finance.

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< p > March 18th, Sheng Songcheng, director of the central bank's investigation and Statistics Division, pointed out that bank deposits such as balance Bao and other money market funds should be managed by the deposit reserve fund.

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< p > March 19th afternoon, vice president of the central bank Liu Shiyu convened a forum of Internet Co and experts.

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< p > < strong > Ren Zhiqiang Ting Ma Yun derogated the central bank < /strong > /p >

< p > Beijing News (reporter Su Manli) Ren Zhiqiang, chairman of Huayuan Real estate, issued a draft on Wednesday afternoon in which micro-blog bombed the central bank to take the quota for payment tools.

He said that the central bank's direct limit on a payment tool may be a typical example of a retrogression in reform.

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< p > Ren Zhiqiang said in his micro-blog that the central bank directly limits the payment tool, which may be a typical example of the retrogression of reform.

It is not only a restriction on the scale of market pactions, but also a restriction on economic growth. It is also a restriction on human rights and the exercise of property rights by individuals.

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< p > "every paction limit of 1000 yuan, too despise the bargaining power of small businesses and consumer spending potential.

What should the central bank supervise? No matter how hard it is, it will not be enough for the government to intervene directly in the pockets of ordinary people.

Ren Zhiqiang said in micro-blog.

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< p > Ren Zhiqiang also accused officials of "one night defending private interests by public power" in another micro-blog, which he wrote later. "When the Central Bank supported the two officials who broke the UnionPay monopoly and poor service by using innovation and technology, all of them went to the UnionPay as officials.

The conversion of the ass has become a mortal enemy of the "a href=" //www.sjfzxm.com "Finance > /a > innovation.

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P, the protagonist of the incident, responded to these questions in response to a speech at Peking University on Tuesday night.

He said, "sometimes, it is not technology that defeats you, it may be just a document".

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